Calculators
See the numbers before anyone pulls your credit.
Every calculator below runs in your browser. Results are estimates for education, never offers of credit.
Home
Buying, refinancing and equity
Mortgage payment
Estimate principal, interest, taxes and insurance for a purchase.
Estimated monthly payment
$1,958
Principal & interest $1,591 · Loan amount $251,750
Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.
Home affordability
A starting range based on a 36% total debt-to-income guideline.
Estimated price range
$192,313 – $213,681
Estimated housing budget $1,610 per month
Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.
Refinance
Compare a new payment against your current one, including closing costs.
Estimated monthly savings
$334
Break-even in about 12.6 months · New payment $1,226
Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.
Home equity / HELOC
Estimate potentially available equity at a given loan-to-value limit.
Potentially available
$65,500
Total equity $112,000 at 85% combined loan-to-value
Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.
Construction loan estimate
Project total cost, interest during construction and a permanent payment.
Estimated project total
$352,800
Interest during build $10,915 · Est. permanent payment $2,230
Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.
Debt-to-income
The ratio most likely to shape a mortgage decision.
Estimated DTI
34.2%
Generally within common guideline ranges.
Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.
Saving & borrowing
Loans, savings and certificates
Auto & personal loan payment
Estimate a monthly payment for an installment loan.
Estimated monthly payment
$558
Estimated total interest $5,465
Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.
Personal loan payment
Estimate a monthly payment for a personal or consolidation loan.
Estimated monthly payment
$297
Estimated total interest $1,684
Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.
Savings goal
How long a down payment or emergency fund goal may take.
Estimated time to goal
2 yr 6 mo
Contributing $400 per month
Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.
Share certificate earnings
Estimate dividends earned over a certificate term.
Estimated value at maturity
$10,886
Estimated dividends $886
Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.
Numbers are a starting point. A plan is the next one.
Take the homeownership assessment and turn the math into a sequence.