Borrow
Credit built on purpose, not on penalties.
A lending center designed to move members from thin or damaged credit files toward mortgage readiness.

Lending center
Personal, credit-building, vehicle and card products
Every product shows its current status. ACCU is not currently making loans.
Personal
- Planned
Personal Loans
- Planned
Secured Personal Loans
- Planned
Emergency Loans
- Planned
Small-Dollar Loans
- Planned
Debt Consolidation Loans
- Planned
Lines of Credit
Credit building
Credit is the bridge between renting and owning. These products are designed to build it deliberately.
- Planned
Credit Builder Loans
- Planned
Share-Secured Loans
- Planned
Certificate-Secured Loans
- Planned
Secured Credit Cards
- Planned
Credit-Building Programs
Vehicle
- Planned
New Auto Loans
- Planned
Used Auto Loans
- Planned
Auto Refinancing
- Planned
Motorcycle Loans
- Planned
Recreational Vehicle Loans
Credit cards
- Planned
Credit Cards
- Planned
Secured Credit Cards
- Planned
Rewards Cards
Under consideration for a later phase.
Rates, APRs, terms, fees and credit criteria are not yet established. Nothing on this page is an offer of credit or a commitment to lend.
Run the numbers
Estimate a payment before you apply anywhere.
Auto loan payment
Estimate a monthly payment for a new or used vehicle.
Estimated monthly payment
$558
Estimated total interest $5,465
Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.
Personal loan payment
Estimate a monthly payment for a personal or consolidation loan.
Estimated monthly payment
$297
Estimated total interest $1,684
Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.
Credit work now is mortgage readiness later.
Take the readiness assessment and see which part of your file to address first.