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Borrow

Credit built on purpose, not on penalties.

A lending center designed to move members from thin or damaged credit files toward mortgage readiness.

A couple reviewing loan paperwork at their kitchen table

Lending center

Personal, credit-building, vehicle and card products

Every product shows its current status. ACCU is not currently making loans.

Personal

  • Personal Loans

    Planned
  • Secured Personal Loans

    Planned
  • Emergency Loans

    Planned
  • Small-Dollar Loans

    Planned
  • Debt Consolidation Loans

    Planned
  • Lines of Credit

    Planned

Credit building

Credit is the bridge between renting and owning. These products are designed to build it deliberately.

  • Credit Builder Loans

    Planned
  • Share-Secured Loans

    Planned
  • Certificate-Secured Loans

    Planned
  • Secured Credit Cards

    Planned
  • Credit-Building Programs

    Planned

Vehicle

  • New Auto Loans

    Planned
  • Used Auto Loans

    Planned
  • Auto Refinancing

    Planned
  • Motorcycle Loans

    Planned
  • Recreational Vehicle Loans

    Planned

Credit cards

  • Credit Cards

    Planned
  • Secured Credit Cards

    Planned
  • Rewards Cards

    Under consideration for a later phase.

    Planned

Rates, APRs, terms, fees and credit criteria are not yet established. Nothing on this page is an offer of credit or a commitment to lend.

Run the numbers

Estimate a payment before you apply anywhere.

Auto loan payment

Estimate a monthly payment for a new or used vehicle.

Estimated monthly payment

$558

Estimated total interest $5,465

Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.

Personal loan payment

Estimate a monthly payment for a personal or consolidation loan.

Estimated monthly payment

$297

Estimated total interest $1,684

Results are estimates for educational purposes only and are not an offer of credit, a rate quote, prequalification or preapproval.

Credit work now is mortgage readiness later.

Take the readiness assessment and see which part of your file to address first.