Bank
Everyday banking that makes saving ordinary.
A full-service deposit relationship designed for households at every stage — including the ones who have been turned away before.
Accounts & services
Deposit accounts and everyday services
Each product below carries its current status. Nothing is offered yet — this is the architecture ACCU is building toward.
Deposit accounts
Everyday accounts designed to make saving ordinary and progress visible.
- Planned
Checking Accounts
- Planned
Interest-Bearing Checking
- Planned
Savings Accounts
- Planned
Money Market Accounts
- Planned
Share Certificates
- Planned
Emergency Savings
- Planned
Holiday / Vacation Savings
- Planned
Individual Retirement Accounts
Accounts for every stage
- Planned
Youth Savings
- Planned
Teen Checking
- Planned
Student Accounts
- Planned
Senior Accounts
- Planned
Second-Chance Checking
Designed for members rebuilding a banking relationship.
Everyday services
- Planned
Direct Deposit
- Planned
Debit Cards
- Planned
Digital Wallets
- Planned
Online Banking
- Planned
Mobile Banking
- Planned
Mobile Check Deposit
- Planned
Bill Pay
- Planned
Person-to-Person Payments
- Planned
Account Alerts
- Planned
ACH Transfers
- Planned
Wire Transfers
- Planned
Cashier's Checks
- Planned
Overdraft Protection
Account terms, rates, APYs, fees and eligibility are not yet established. ACCU is not currently accepting deposits.
Compare
Which account fits the way you live?
| Account | Best for | Minimum to open | Dividends |
|---|---|---|---|
| Checking | Daily spending | To be published | None |
| Interest Checking | Spending with dividends | To be published | Planned |
| Savings | Building a cushion | To be published | Planned |
| Money Market | Larger balances | To be published | Tiered, planned |
| Share Certificate | Locking in a term | To be published | Fixed, planned |
Disclosure architecture
Ready to activate when approved
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Rates & APYs
Rate tables are built and will publish once dividend rates are set by the board.
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Fee schedule
A complete fee schedule will be posted before accounts open.
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Share insurance
Insurance language and marks will appear only if and when ACCU is entitled to them.
Start where you are.
Membership interest is the first step. We will tell you plainly what is available and what is not.